David Koch is a dedicated home mortgage expert serving the western suburbs of Chicago, including DuPage County, Wheaton, Naperville, Glen Ellyn, Downers Grove, Lombard, and nearby communities. As a Certified Mortgage Advisor™ and Certified Veteran Mortgage Advisor™, he brings more than eight years of banking and mortgage experience to every client.
As a trusted home financing resource, David helps first-time homebuyers get preapproved, understand their financing options, and move through the mortgage process with confidence. He also helps veterans use their VA home loan benefits, homeowners manage debt and build wealth, and real estate investors finance properties that support cash flow. For real estate agents, he provides responsive communication, reliable preapprovals, and a steady lending partner who helps prevent surprises.
David’s approach is built on clear education, honest guidance, and practical mortgage strategies tailored to each person’s goals. He serves as the 2025-2026 Chair of the Young Professionals Network at Mainstreet REALTORS® and was named its 2025 Affiliate of the Year. Today, he is focused on expanding homebuyer education for young professionals and improving VA loan knowledge among real estate agents throughout Chicago’s western suburbs.
To work with a dedicated expert for your home financing needs, contact David today.
Every home financing situation is unique. That’s why The Money Store offers a wide range of loan options, so we can help you choose the ones that are right for you. Here’s an overview of the types of home loan products we offer.
Planning to buy a home? Whether you’re an aspiring homeowner or a seasoned homebuyer, we offer numerous home purchase loans to help you achieve your goals. These include options for a wide range of property and occupancy types and down payment minimums as low as 10%, 3%, or even 0%.
Is it time for a new mortgage strategy for your home? With a mortgage refinance, you may be able to reduce your interest rate and monthly payment, eliminate mortgage insurance premiums, replace an adjustable rate with a fixed rate, convert home equity into cash, or obtain other benefits.
Ready to make your dream home a reality? With a construction loan, you can obtain financing to build the home you want. Our one-time-close construction financing even allows you to purchase the lot, construct your home, and finance the finished property, all with a single loan.
Want to upgrade, repair, or expand a home? Get the funds you need with one of our renovation loans. Renovation financing allows you to purchase and renovate a home with a single loan, or refinance and renovate a home you currently own.
Need cash for a large purchase, investment, or expense? Your home may be the answer. With home equity financing, you can take cash out of your home to spend on anything, including paying off high-interest debt, making home improvements, or covering college tuition.
Navigate your home financing journey from the palm of your hand.
Apply in just 10 minutes or less.
Enjoy less paperwork and quicker processing.
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